When Our Terms Apply to You
Your Terms & Conditions apply when you create an account, verify your mobile number, set your password, enter the lobby, submit a DANA, OVO, GoPay, or QRIS transaction, request a withdrawal, or contact us about a dispute. We apply the same account rules across mobile browser,
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Android Chrome shortcut use, and computer sessions, so a wallet action or table entry is still tied to your account record. Access may depend on your location, identity checks, and local law; where local law does not permit access, we may decline account use or restrict
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services. If we update these Terms, we place the current version on this page and treat your continued account use as acceptance after the posted change date.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.